Terms of Service

1. Acceptance of Terms

By accessing and using KAVORYA banking services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information
• Maintain the security of your account credentials

3. Account Security

You are responsible for maintaining the confidentiality of your account information, including your password and PIN. You agree to:

• Notify us immediately of any unauthorized use of your account
• Ensure that you exit from your account at the end of each session
• Not use another person's account at any time

4. Banking Services

KAVORYA provides the following services:

• Personal Banking: Checking and savings accounts
• Transfers: Internal and external fund transfers
• Payments: Bill payments
• Cryptocurrency: Digital asset storage and transfers

5. Fees and Charges

We reserve the right to charge fees for certain services. Current fee schedules are available on our website. We will notify you of any material changes to our fee structure at least 30 days in advance.

6. Transaction Limits

The following limits apply to your account:

• Daily withdrawal limit: $10,000
• Daily transfer limit: $25,000
• Monthly transfer limit: $100,000

7. Prohibited Activities

You agree not to use our services for:

• Illegal activities or money laundering
• Fraudulent transactions
• Violating any applicable laws or regulations
• Interfering with our service or servers

8. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

9. Disclaimers and Warranties

Our services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted or error-free service.

10. Limitation of Liability

KAVORYA shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

11. Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these terms or suspicious activity.

12. Governing Law

These terms are governed by the laws of the jurisdiction in which KAVORYA operates. Any disputes shall be resolved through binding arbitration.

13. Changes to Terms

We may update these terms from time to time. Continued use of our services after changes constitutes acceptance of the updated terms.

14. Contact Information

For questions about these terms, please contact our customer service team at support@crescent.com or call 1-800-CRESCENT.